Remember that you have the right to select your collision repair shop and nobody, even your insurance company, can force you to use a specific shop. It can help to get a few estimates from different repair shops so you can find the right one for you. The following steps can help you with collision repair estimates.
Research and Ask Questions
Don’t be afraid to ask questions when you’re speaking with representatives at the repair shops you’re considering. One sign of a great repair shop is one that is willing to explain what they do and what you’re paying them for. An estimate might take some time to create, but should include a breakdown of repairs, including the costs for parts and labor.
Consider more than the Total Cost
Remember that parts, labor, and overhead costs can vary from shop to shop. Higher costs do not necessarily mean better repairs or better parts. If you’re looking at shops in the same area and you find one that is a lot higher or lower than the others, ask why. Sometimes, different shops use different kinds of repair parts, and the parts you choose to use can affect the cost just as much as the shop’s location or labor charges.
Shops should always use the OEM repair guidelines, be willing to answer your questions, and have a record of good reviews.
Trust the Experts
While the Internet is a useful tool and it can help you find advice to get a great collision repair estimate, it is not an estimating tool. Every make and model has a specific set of repair procedures created by the manufacturer, and only by following these procedures can an estimate or repair be done correctly. Access to these procedures isn’t free online, so you’ll need to take your car to a repair shop and have it examined by a professional. If possible, take it to more than one so you have something to compare your estimate to.
While your insurance company may have an estimator, they too need to look at your vehicle in order to correctly estimate the cost of repairs. It’s not a process that can be done remotely.